Select Risk’s Marine insurance specialty was built around the dedicated education and study of insuring complex marine and maritime exposures across the full spectrum of waterfront operations. We advise and place coverage for marine employers with exposures under U.S. Workers’ Compensation, USL&H (Longshore and Harbor Workers’ Compensation Act), Jones Act, and Maritime Employers’ Liability (MEL), with precise attention to proper worker classifications, marine situs and status determinations, and regulatory compliance. Our team also specializes in insuring waterfront businesses by accurately evaluating the interaction between land-based and water-adjacent exposures—ensuring that property, liability, and operational risks are structured correctly where traditional insurance programs often fail. For larger commercial vessel owner-operators, we design tailored programs addressing hull, protection and indemnity (P&I), and related marine liabilities consistent with the operational realities of the fleet.
In addition, Select Risk brings critical expertise to marine operations involving care, custody, and control exposures, including ship repairers, wharfingers, terminal operators, and shipping businesses with significant stock throughput and third-party property responsibilities. These programs are supported by consulting services that include expert claims resolution advocacy and strategic marine industry partnerships designed to protect balance sheets when losses occur. Our marine practice is led by a highly credentialed team that includes three Certified Marine Insurance Professionals (CMIPs)—a designation held by only a limited number of professionals nationwide—reflecting our commitment to technical excellence and disciplined marine risk management. This depth of knowledge allows Select Risk to deliver comprehensive, defensible marine insurance and advisory solutions for clients operating in some of the most challenging risk environments in the marketplace.