Select Risk Insurance Services is a boutique retail insurance broker and risk management firm founded in 2003 by Harry Carranza, built on technical expertise and a clear philosophy of delivering measurable value beyond traditional insurance placement. Drawing on leadership experience in loss control engineering, safety consulting, and specialty environmental programs, Select Risk focuses on developing custom risk management solutions for under-served and misunderstood risk segments. The firm operates with a straightforward mission—“to give more than we receive”—and applies this principle by actively understanding each client’s operations, suppliers, and strategic partners to deliver insurance and risk strategies aligned with long-term business objectives rather than short-term pricing outcomes.
Select Risk also differentiates itself through a “risk management general contractor” model that integrates insurance placement with a comprehensive suite of outsourced, expertly managed risk management services. Leveraging a national network of preferred and semi-exclusive vendor consultants, Select Risk delivers sophisticated capabilities—often at lower effective cost than larger brokers—while maintaining independence, flexibility, and accountability. Guided by core values of integrity, transparency, and client-first decision-making, Select Risk partners with a select group of visionary clients to protect assets, control risk, and support sustained, profitable growth.